The Spanish mortgage broker for international buyers.
Independent. Bank of Spain registered (D470). We work with every major lender across Spain so you don't have to. That means comparing rates, navigating non-resident paperwork, and guiding you all the way to completion. No upfront fees. Run the numbers, then book a call.
Secure Applications
100% Paperless applications with a secure online login for all applicants
Preferential Rates
Better rates than the high street
Monthly payment
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Estimate only. This is a calculator, not a mortgage offer, and the interest rate is a figure you choose. Foxes is a credit intermediary registered with the Bank of Spain (D470), not a lender. Your actual rate and monthly payment are set by the lender, and variable rates can rise as well as fall.
How we help
Everything you need, in one place
From a quick eligibility check to a full application.
My score
See how much you can borrow and how lenders rate your profile in under 60 seconds.
Check my scoreMortgage calculators
Monthly payments, total costs, taxes and fees, built for UK buyers and GBP income.
Run the numbersSecure application
100% paperless. Bank-grade encryption and a personal advisor from day one.
Get startedMortgages in Spain
Your Spanish mortgage, step by step
From application to signing day, here's the process and what you can expect.
Complete application
Submit the details and documents the bank requires. Your advisor starts the process the same day.
Receive offers
Compare a series of offers within a few days. We explain the differences and recommend the best fit.
Legal checks and signature
Our legal team checks everything before you sign, so there are no surprises on the day.
How much can you borrow?
Your residency status changes what lenders will offer. Here's what to expect for each.
Non-resident
If you live outside Spain
Documents you'll need
- Passport or NIE
- Latest tax return (P60, 1040, etc.)
- Last 3 payslips
- 6 months of bank statements
- Details of properties you own and rental income
- Credit report (where applicable)
Resident
If you live in Spain
Documents you'll need
- Passport or NIE
- Declaración de la renta
- Last 3 payslips
- 6 months of bank statements
- Details of properties you own and rental income
Trusted by buyers from
around the world.
Our clients come to us from London, Dublin, Dubai, Sydney and everywhere in between. All with the same goal of owning property in Spain. Here's what they say about working with us.
4.7 TrustpilotChristopher Beall A++++++++++
He was very warm, kind and extremely helpful, answering all my questions. He put me completely at ease. Thank you for being so patient and understanding. He is a credit to your company.
The only place to go if you want to buy a house in Spain
From March when we contacted Foxes for the very first time to September when we got the keys, there wasn't even one stressful situation. Christopher and Alejandra were there for us all the time.
Complex query resolved really well
I contacted banks and brokers who were not able to give me any solutions. With Foxes, I have found a trusted company who guided me during the whole process and managed to find a bank that offered me a mortgage.
First class mortgage broker
If you are looking for a mortgage in Spain then look no further than Foxes. Their knowledge and relationships with the banks make it so much easier to secure a mortgage. They have exceeded our expectations.
Best mortgage brokerage service
The experience of getting a mortgage couldn't be easier with Christopher. He explained what to expect and within a week I received the mortgage approval with decent terms. I would happily recommend them to anyone.
The most transparent and knowledgeable company
I bought my first home and it was in Spain. There's a special culture of empathy and diligence within the Foxes team that put me at complete ease every step of the way. They had my back the whole time.
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