Just exploring or ready to buy?
Need a pre-appoval, or ready to secure a mortgage. Foxes make Spanish mortgages simple for international buyers. With expert advice and trusted local bank partners, we secure the right mortgage for you. Let’s get started…
better rates than the high street…
My Score
Use the sliders – add your information to work out what you can afford to borrow and how you score
Mortgage Calculators
Various mortgage calculators to calculate payments, costs and other relevant fees associated with a Spanish mortgage
Secure Application
100% Paperless applications with a secure online login for all applicants
Get your Spanish mortgage in 3 steps
A simple, transparent process from application to approval.Complete application
Submit the details and documents the bank requires, and your mortgage advisor will start the process.Receive offers
Depending on your circumstances, you will receive a series of offers within a few days to compare.Legal checks and signature
Before signing, our legal team will check everything is ready and there are no unforeseen charges or issues.Non-Resident Mortgages
If you a resident of a country other than Spain, then you can generally borrow up to 70% of the value of the property.
List of documents required to begin to apply for a mortgage in Spain.
- Copy of your Passport / NIE
- Most recent tax declaration / P60, 1040 etc
- Last 3 payslips
- Bank statement showing last 6 months movements
- Details of properties you own including any potential rental income
- An Experian credit report (UK Residents)
Resident Mortgages
If you a resident of Spain, then you can borrow up to 80% of the value of the property. Sometimes higher, but as a rule most banks will offer a maximum of 80%.
Below is a list of the documents you will need to provide in order to apply for a mortgage as a resident.
- Passport / NIE
- Declaration de renta
- Last three payslips
- Bank statement showing last 6 months movements
- Details of other properties you own including any potential rental income
Best Mortgage Brokerage Service
The experience of getting mortgage couldn’t be easier with Christopher,
He explained what to expect and within a week I received the mortgage approval with a decent terms.
I already recommended Foxes for my friend and would happily recommend them to anyone.
Ahmed Kamal
Do not even try without them
I could write pages here about how polite, professional, quick, nice and amazing the whole team. But here is the short version: do not even try without them!
They literally carried the purchase process on their back from the start until the finish, through legal, mortgage, seller and all other kind of issues, sorting out every single obstacle.
Every cent we paid for their services was one of the best investment of our life.
We cannot thank you enough Alejandra, Cristina and Chris, you made our dream become reality, without you this would not have been possible!
Gabor
Experts on your side
We are a professional team of mortgage and legal experts. Approachable, transparent, fearless and regulated by the Bank of Spain.
Can we meet?
Are you regulated?
Yes, we are regulated by the bank of Spain as well as by the Madrid and Malaga Bar associations
Will I need documentation?
Yes. In order to receive an offer from the bank you will need to send us some documentation. You can do this through our online application system.
How much experience do we have?
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