Spanish mortgage and property news for international buyers
Expert analysis, market commentary and practical guides from the Foxes team.
Based in Málaga, covering the whole of Spain, regulated by the Bank of Spain.
How to get your NIE fast: appointments, documents and timelines
Four ways to get a Spanish NIE, what each costs and how long it takes, exactly what to bring to the police...
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36 articles · newest firstBuying rustic property in Spain: mortgages, planning and the checks to make
How to tell if a property is on rustic land, how Spanish banks value and lend on it, how long each region...
Power of attorney for buying property in Spain: what it covers, what it costs and how to sign it from abroad
What a Spanish power of attorney lets your lawyer do, where to sign one from any country, what it costs and how...
36 Spanish words you need to buy a property in Spain
The 36 Spanish words that come up in every property purchase, from piso to plusvalia, with what each one means, why it...
Pharmacies and prescriptions in Spain: how it works for foreigners
How Spanish pharmacies and prescriptions work for foreigners: who prescribes for you, what you show at the counter and what you pay,...
Selling property in Spain: the complete guide to the process, the costs and the taxes
How to sell a property in Spain as a foreign owner: the step by step process, what it costs, the 3% retention,...
How to get your NIE fast: appointments, documents and timelines
Four ways to get a Spanish NIE, what each costs and how long it takes, exactly what to bring to the police...
Cost of living: Spain vs the USA
Spain is about 30% cheaper than the United States once rent is included, and about 25% cheaper before it. Rent is the...
Buying property in Spain: the 2026 guide for buyers in the UAE and the Gulf
Spain has quietly become the Gulf's favourite corner of Europe. Marbella jumped from 35th to 5th place in the BARNES City Index...
Buying property in Spain: the 2026 guide for Irish buyers
Around 2,300 Irish buyers complete a Spanish purchase every year, roughly three quarters buying from Ireland and the rest already living in...
Looking for a mortgage broker in Spain? How to choose the right one
The broker you choose affects the rate you pay every month, which banks ever see your file, and whether your mortgage is...
Does Spain Have a Credit Score? What Banks Actually Check Before Saying Yes
Spain does not have a credit score. There is no three digit number, no Experian or FICO rating, and no points to...
How to Stay in Spain Longer Than 90 Days: Every Route for UK Citizens
The 90/180 rule is real, but there are proper routes around it: the non-lucrative visa, the digital nomad visa and more. What...
The Arras Contract Explained: Spain’s Deposit Agreement Made Simple
Reservation deposit first, then your checks, then the contrato de arras. Here is how deposits really work when buying in Spain, and...
Buying property in Spain from the Netherlands: the 2026 guide
Dutch buyers are now the fastest-growing group in the Spanish property market, and in 2025 they overtook both Germans and Britons to...
Can you get a Spanish mortgage with bad credit?
Sometimes, yes. See what Spanish banks actually check, which credit problems are placeable, and get a straight answer in our 60-second eligibility...
Which UK Banks Offer Spanish Mortgages?
Here is the honest answer before you read anything else: in 2026, essentially none of them do. No UK high street bank...
Spanish mortgages for US citizens: the complete guide
Last reviewed August 2026Yes, Americans can get a mortgage in Spain. You do not need to be a resident, you do not...
Healthcare in Spain for foreigners: which option applies to you
Last reviewed August 2026Which option you get depends on one thing: why you are in Spain.Working here puts you in the public...
Golfing in Spain and The 10 Most Exciting Golf Courses Under Construction in Spain
The 10 Most Exciting New Golf Courses Under Construction or undergoing major redevelopment. From the sun-kissed shores of the Costa del Sol...
Fixed or variable mortgage in Spain: which should you choose?
For most international buyers in 2026, fixed. Why, with the rates we are placing, a worked example on 175,000 euros, the fee...
Is the 90/180 day rule changing for Brits in Spain?
Last reviewed August 2026No. As of August 2026 the rule still applies in full.Nothing has been agreed, and nothing is close. What...
Can Brits Stay in Spain Longer Than 90 Days?
Last reviewed July 2026Short answer: yes, but not as a tourist. Since Brexit, British citizens can spend up to 90 days in...
Do you need a Spanish lawyer to buy or sell property? Abogado, gestor and notary explained
A Spanish lawyer is called an abogado. What an abogado does, how that differs from the notary, gestor and tax adviser, what...
“From Sunny Beaches to Lucrative Returns: 10 Reasons to Invest in Spanish Property”
Spain, a country renowned for its vibrant culture, picturesque landscapes, and warm Mediterranean climate, is not only a sought-after destination for tourists...
Why buying a Spanish property for Airbnb rental is a good investment
People are increasingly interested in renting property for their holidays rather than staying in hotels. This is especially true in the aftermath...
The Answer To The UK Cost Of Living Crisis? Become A Digital Nomad In Spain
So, you want to become a digital nomad. Congratulations! You've made a fantastic choice. In case you weren't aware, digital nomads are...
13 Places To Visit in Andalucia for Sport & Hobbies
Andalucia is a land of diversity, with stunning scenery and rich cultural heritage. It's also a great place for finding fun sports...
The Best Watersports and Surfing Spain: Andalucia
Andalucia is a region in southern Spain that is renowned for its stunning coastline. With over 8,000 km of coastline, there are...
Health Care in Spain Versus Health Care in the UK: Which Is Better?
Last reviewed August 2026If you are thinking about moving to Spain, healthcare is usually one of the first worries. Will you be...
Living In Andalusia
If you're looking for a new and exciting place to call home, look no further than Andalusia. This vibrant region in southern...
The Top Reasons to Buy Beachfront Property in Spain
For people who are looking to invest their money in a wise and lucrative way, buying beachfront property in Spain may be...
Can foreigners get mortgages in Spain?
Yes, foreigners are able to get mortgages in Spain. However, there are a few things that you need to be aware of...
Why Non-Residents Should Consider Getting a Mortgage
If you're not Spanish or a Spanish resident, you might think that getting a mortgage to buy property in Spain is out...
How long does it take to get a mortgage in Spain?
Six to twelve weeks is normal. The six stages, the ten days the law will not let anyone shorten, and how to...
Everything You Need to Know About Buying an Off-Plan Property in Spain
Spain is a hugely popular destination for property buyers, and it's not hard to see why. With its stunning Mediterranean coastline, great...
How to get a mortgage in Spain: the complete guide for international buyers
You get a Spanish mortgage from a Spanish bank, secured on the Spanish property, and as a non-resident you can borrow up...
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Country guides
Mortgages, legal and living, by where you are buying fromUnited Kingdom
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Guide coming soonSweden
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