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Buying property in Spain from the Netherlands

Spanish mortgages and the buying process for Dutch buyers, now the largest group of foreign purchasers in Spain.

3 articles

All topics United Kingdom Ireland USA Netherlands UAE and Gulf

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The pages to read first

Spanish mortgages for Dutch buyers

What Spanish banks lend to Dutch residents and how to apply.

The arras contract explained

The binding deposit contract and what protects you.

How to get your NIE fast

The tax number every buyer needs, and the four ways to get it.

Guides for buyers from the Netherlands

Newest first

Buying Process

Free · live rates · no registration

What could you borrow?

Live rates and real buying costs in the calculator, or a straight eligibility answer in 60 seconds.

Open the calculator Check My Score

Quick estimateLive rates

Purchase price250,000€

You could borrowup to 175,000€

Monthly from≈ 830€

Illustrative. The calculator uses today's rates and your numbers.

Whatever country you are buying from

How to get your NIE fast

Appointments, documents and timelines

The arras contract explained

Deposits, deadlines and protection

Do you need a Spanish lawyer?

Abogado, gestor and notary

Selling property in Spain

Process, costs and taxes

Other countries

United Kingdom

Buying property in Spain from the UK

Ireland

Buying property in Spain from Ireland

USA

Buying property in Spain from the USA

UAE and Gulf

Buying property in Spain from the UAE and the Gulf

Buying property in Spain from the Netherlands

Start here

Spanish mortgages for Dutch buyers

The arras contract explained

How to get your NIE fast

Guides for buyers from the Netherlands

36 Spanish words you need to buy a property in Spain

Pharmacies and prescriptions in Spain: how it works for foreigners