Spanish mortgages, made simple by people who do this every day.
Regulated mortgage advisors and Spanish property lawyers under one roof. Get a clear answer on what you can borrow, then move forward with a team that handles the paperwork end to end.
United Kingdom
Ireland
Germany
Netherlands
Sweden
Norway
United States
UAE
Hong Kong
Australia
+ many more
What makes us different.
Three reasons international buyers choose Foxes.
Regulated mortgage and legal, under one roof.
Registered with the Bank of Spain (D470) and supported by qualified Spanish property lawyers. The two teams sit together, so your file does not get dropped between providers.
Built for international buyers.
We understand cross-border income, non-resident lending, GBP and other foreign currency salaries, and the post-Brexit rules that catch UK buyers out. This is who we serve, every day.
Fully online, fully human.
Submit documents securely from anywhere, track your application in a private dashboard, and speak to a real named advisor whenever you need to. No call centres, no automated chatbots.
Use the calculators, get a real answer.
Four free tools, built by our team, used by thousands of buyers. No signup needed to try them.
Can I get a Spanish mortgage?
Answer 8 questions and see your indicative borrowing capacity, suitable lenders and likely rate band.
Check eligibility 02 / MortgageWhat will my monthly payment be?
Model the full cost of your Spanish mortgage, including taxes, fees and currency conversion.
Run the numbers 03 / PlanPlan your purchase budget.
Total deposit, taxes, legal fees, and ongoing costs, all in one view. Built for non-residents.
Plan budget 04 / FAQAnswer the question you actually have.
An interactive guide that takes you to the answer for your specific buyer profile and country.
Open guideEverything you need to buy in Spain, in one place.
Mortgage, legal, valuation and property sourcing. Pick one service or use the lot.
Mortgages
Direct relationships with all the major Spanish banks, with preferential non-resident rates. Resident, non-resident, employed, self-employed, pension income.
Explore mortgage optionsLegal & Conveyancing
Qualified Spanish property lawyers handling due diligence, purchase contracts, and registration. Independent of the developer or seller.
See legal servicesProperty Valuations
Independent valuations by approved Spanish valuation companies. Required for lender approval, useful for negotiation.
Request a valuationFrom first check to keys, in four steps.
A clear path, with the same team beside you at every stage.
Check eligibility
Use the calculator or speak to an advisor. Get an honest answer on what you can borrow and at what rate.
Submit documents
Upload your documents securely. We package your file for the right lenders and present a comparison.
Legal due diligence
Our lawyers run full checks on the property, the seller and the title. Nothing signed until it is clean.
Notary and keys
Sign at the notary, take the keys, and we stay on hand for any follow-up paperwork after completion.
What buyers say.
Christopher was warm, kind and extremely helpful, answering every question and putting me completely at ease. A credit to the company.
From March when we first made contact to September when we got the keys, there was not one stressful moment. Christopher and Alejandra handled everything in our name.
Christopher explained what to expect, and within a week I had mortgage approval on decent terms. Already recommended Foxes to a friend.
The questions UK buyers ask us first.
If your question is not here, send us a message and we will answer with a real human reply, usually within a few hours.
Ask us anything