About Foxes Finance & Legal

Foxes.es are Spanish Mortgage & Conveyancing Experts. We are a team of legal & financial professionals with years of experience helping non-residents & Spanish residents through the process of purchasing a property in Spain

Customer care is our priority

When you purchase or sell a property in Spain it is important to have the right team of experts protecting you and representing your best interests.

We are 100% impartial, transparent and we will always go the extra mile to ensure you are fully informed about any aspect of the sale or purchase and will ensure that all the other parties do their jobs quickly and efficiently.

History

Foxes was set up in 2015 as a legal company helping property owners claim back overpaid interest from their banks for ‘clausula suelo‘  Due to our expertise in mortgages, we noticed that many customers had been dealt with very poorly by other mortgage brokers, estate agents and banks and had ended up with mortgages which were costing them thousands of Euros more than they should.

In 2017 we expanded our legal services to offer property conveyancing, immigration services and business services.

In 2018 we used our contacts in the banks to begin securing the best deals possible for our customers, we work differently to other brokers and agents when offering finance and ensure that our customers are fully aware of all the terms and fees etc associated with the mortgage.

Why we are so different

We work on behalf of the customer, we do not take commissions from banks, estate agents or any other company for the services we provide to our customers.

This ensures that both our legal and mortgage service are 100% impartial and transparent and that our customers get the best possible service.

We will go above and beyond with all our customers, no problem or task is too small, after all buying a property is a very big deal in most people’s lives, especially in a foreign country.

We work as a team to get the job done quickly, efficiently and with the least amount of hassle to you the customer.

 

Your team of Experts

Gareth Bushell

Gareth Bushell

Mortgage Team

Mathew Marsden

Mathew Marsden

Mortgage Team

Alejandra Palmero Labrac

Alejandra Palmero Labrac

Legal Team

Elizabeth Seyi

Elizabeth Seyi

Marketing Team

Rocío Castillo León

Rocío Castillo León

Legal Team

Louise Byrne

Louise Byrne

HR Team

Cristian Hodar Leguizamon

Cristian Hodar Leguizamon

Risk Team

Hannah Kestle

Hannah Kestle

Risk Team

Mortgage Fees

There is no charge to get an official offer from a lender.

To accept an offer from a lender we charge: €495 + IVA

Once the property purchase has been completed we charge €999 + IVA

There are no other hidden fees & charges.

Legal Fees

Property purchase – 0.8% of the purchase price + IVA
Sale of property – 0.6% of the sale price + IVA
Court Case – €2,500* + IVA
Golden Visa – €3,495 +IVA

NIE Number – €249 + IVA (€50 per extra person)
Power of attorney – Online $129, in Spain €65
Wills, inheritance planning, divorce procedures & tax – please contact us for pricing

What can you borrow?

Spanish Residents
If you are a resident in Spain you can typically borrow up to 80% of the value of the property.

Non Residents
70% is the typical amount you can borrow against the value of the property you are purchasing.

Regardless of your residential status, most banks will look for no more than 35% of your income to be spent on loans.

 

advice & help

click the button for mortgage or legal help

or call our helpline

UK: 0208 089 1945

Spain: 951 82 28 57