Regulated by the Bank of Spain · D470 Trusted by international buyers since 2015
Spanish mortgage experts

Spanish mortgages for UK buyers, handled from start to finish

Santander BBVA CaixaBank Sabadell Bankinter UCI
+ all the major Spanish banks

Secure your Spanish mortgage from the UK with up to 70% loan-to-value and zero upfront fees. From application to completion, you'll work with an English-speaking team regulated by the Bank of Spain.

or call us on 0208 089 1945

Not from the UK? See our international page →

Regulated by the Bank of Spain · D470 Helping UK buyers since 2015
Woman overlooking Barcelona from Park Guell with the Mediterranean in the distance Couple enjoying tapas and wine at a Spanish plaza Family relaxing on a Spanish balcony with bougainvillea and a coastal view Spanish villa with pool and palms
Trustpilot 4.7 · Excellent

"Foxes made the whole process very easy. Their fees were very reasonable. I would not hesitate to recommend them."

Julie Gillis, UK buyer

"Kept us informed the whole way through, never had to chase anything. Will never use anyone else."

Ashley & Emily Dacombe, UK buyers

"Guided us through every step. Nothing was too much trouble. We trusted them, and that was justified."

Peter & Nicola Reilly, bought in Lanzarote

Trustpilot verified reviews from UK buyers across Spain.

Read more on Trustpilot →

Spanish villa with pool and palms
Before you start

6 things you need to know

01

Can I qualify?

Spanish banks lend to most international buyers. Your income, residency, age and deposit shape the offer.

76 Your score Check your qualification
02

How much can I borrow?

Non-resident70%
Spanish resident80%

Income, debts and age set your exact figure.

03

What does it cost?

Rates and total costs vary by lender, region and property. Use our calculator for monthly payments, total cost and purchase fees.

12% Typical extras Estimate your costs
04

How does it work?

  1. 1Tell us about you
  2. 2We find your best lender and mortgage fit
  3. 3You get a formal offer
Deeper read The mortgage lending guide
05

Why use a broker?

A broker compares every major Spanish lender for you, finds the best fit, and handles the paperwork. Going to one Spanish bank gets you one offer, not the market.

Every lender. One application.

Santander BBVA CaixaBank Sabadell Bankinter UCI
06

What do buyers say?

4.7 out of 5 on Trustpilot from verified buyer reviews.

4.7  Excellent Read all reviews

Ready when you are. Start with what suits you.

Property plan

Plan your Spanish purchase, from mortgage to move-in

Tell us four things about your situation and we'll build a personalised plan: finance expectations, document checklists, regional costs, healthcare and residency notes, and a Spain vs home-country snapshot.

Bank of Spain registered (D470) Malaga Updated for 2026

Your Spanish Mortgage & Property Plan

Get your personalised plan in seconds. Fill in the four fields below.

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Select your country, employment type, region and purchase price above to get started.

Customer reviews

What UK buyers say after buying in Spain

★★★★★ Rated Excellent on Trustpilot

I'm based in the UK and tried to deal with the Spanish bank directly without success. Foxes made the whole process very easy and their fees were very reasonable. I would not hesitate to recommend them.

Julie Gillis

UK buyer

★★★★★via Trustpilot

We gave Foxes an almost unachievable completion target after being messed about by a Spanish bank. They got us there. Kept us informed the whole way through, never had to chase anything. Will never use anyone else.

Ashley & Emily Dacombe

UK buyers

★★★★★via Trustpilot

Gareth and the team were absolutely fantastic. They guided us through every step and a lot of bumps along the way. Nothing was too much trouble. The biggest thing is we trusted them, and that was justified.

Peter & Nicola Reilly

Bought in Lanzarote

★★★★★via Trustpilot

Get started

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Get in touch with Foxes

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