Spanish mortgages for international buyers, handled from start to finish
Borrow up to 70% as a non-resident, 80% as a Spanish resident. No upfront fees. Apply from anywhere, in Spain or abroad. Multilingual team, regulated by the Bank of Spain.
or call us on +34 951 822 857
From the UK? See our UK page →
Can I qualify?
Spanish banks lend to most international buyers. Your income, residency, age and deposit shape the offer.
76 Your score Check your qualificationHow much can I borrow?
Income, debts and age set your exact figure.
What does it cost?
Rates and total costs vary by lender, region and property. Use our calculator for monthly payments, total cost and purchase fees.
12% Typical extras Estimate your costsHow does it work?
- 1Tell us about you
- 2We find your best lender and mortgage fit
- 3You get a formal offer
Why use a broker?
A broker compares every major Spanish lender for you, finds the best fit, and handles the paperwork. Going to one Spanish bank gets you one offer, not the market.
Every lender. One application.
What do buyers say?
4.7 out of 5 on Trustpilot from verified buyer reviews.
4.7 Excellent Read all reviewsReady when you are. Start with what suits you.
Plan your Spanish purchase, from mortgage to move-in
Tell us four things about your situation and we'll build a personalised plan: finance expectations, document checklists, regional costs, healthcare and residency notes, and a Spain vs home-country snapshot.
Your Spanish Mortgage & Property Plan
Get your personalised plan in seconds. Fill in the four fields below.
Your personalised plan will appear here
Select your country, employment type, region and purchase price above to get started.
What international buyers say after buying in Spain
Rated Excellent on TrustpilotHelpful company who kept us well informed and advised. Efficient and well organised, so the home purchase went smoothly despite a short timescale.
Deborah Williams
Property purchase in Spain
★★★★★via TrustpilotDid everything they said they would in a professional, helpful manner. The staff at my bank commented on the professionalism of the Foxes team. I will use their services again and have already recommended them to friends and family.
John Davy
Foxes client
★★★★★via TrustpilotThese guys are very professional, speedy and do what they say they will do. They are a company I would recommend.
Kenny Morris
Foxes client
★★★★★via TrustpilotGet started
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Get in touch with Foxes
Mortgage approval or legal help. The right person, under a minute.