Here is the honest answer before you read anything else: in 2026, essentially none of them do. No UK high street bank will lend you money secured on a property in Spain. Not Santander UK, not HSBC, not Barclays, not NatWest, not Lloyds or Halifax. The good news is...
Last reviewed August 2026Yes, Americans can get a mortgage in Spain. You do not need to be a resident, you do not need a visa, and you do not need Spanish income. What you do need is to understand how Spanish banks read an American file, because it is different from a...
Introduction Are you considering buying property in Spain and wondering about the best mortgage options available to you? One of the key decisions you’ll need to make is whether to opt for a fixed-rate, variable-rate, or mixed-rate mortgage. In this blog post,...
Introduction To Mortgage Rates In Spain When considering purchasing a property in Spain, it is crucial to understand the current mortgage rates as they play a significant role in determining the affordability of your investment. Mortgage rates refer to the interest...
Yes, foreigners are able to get mortgages in Spain. However, there are a few things that you need to be aware of before applying for a mortgage. For years now Spain has been a very popular destination for people looking to purchase a property, as the country offers...
If you’re not Spanish or a Spanish resident, you might think that getting a mortgage to buy property in Spain is out of the question. Many people dream of buying a property in Spain but don’t think they can because they’re not Spanish, or fiscal...
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